Tag: Family

Can you enjoy Christmas without worsening debt? | Guest post

The holidays season should be a time of joy and togetherness, not financial stress, but it is also the time of year that, more than any other, we hear those messages to ‘buy, buy, buy‘. With pressure from not only the media but social expectations  – at work, among family and friends – it can be hard to remain focused on not only the real spirit of the season, but our financial goals.

According to some sources, almost two-thirds of shoppers do not save anything for their holiday spending, and around a third finance the holiday entirely on credit card.

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How can I get my family on board with saving?

When it comes to spending, it’s easy to get excited. You don’t have to try hard – advertisers do all the work for you, making the acquisition of shiny new things look and sound fun and appealing.

Spending, however, requires a little more creativity on our part. But even if you manage to get hyped about saving yourself, your family might think you’re a grump if you’re constantly reminding them to switch off the lights and close the doors and buy the cheaper detergent.

So how can you get your family on board with saving? How can you use the same sorts of tricks advertisers do to make spending seem so appealing to convince your family – and perhaps yourself! – that saving is the best course of action?

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